Living. Better.

Emidala Retirement Solutions

At Emidala, we offer tailored retirement relocation services for individuals planning to enjoy their private or occupational pensions abroad in Cyprus or Spain. Our team delivers expert advice and personal guidance across legal, tax, healthcare, and settlement matters, helping you make the most of your retirement.

  • A successful retirement abroad requires careful structuring within the applicable legal and tax frameworks.

    Our services include:

    •  Legal and financial review of existing private and occupational pension arrangements to identify optimization strategies and compliance considerations

    • Advisory on international tax regimes, social security coordination, and applicable Double Taxation Treaties (DTTs)

    • Pre-move country briefing covering residency, pension taxation, and healthcare entitlements to ensure you are legally and financially prepared from day one

  • Securing the correct immigration status is essential for a compliant and worry-free retirement abroad. We guide you through the legal requirements in Cyprus and Spain, ensuring all applications are properly prepared and submitted.

    Our services include:

    • Advisory on available residency options for retirees (temporary, permanent, and residency by investment)

    • Preparation and submission of residence permit applications in line with local immigration law

    • Assistance with EU citizen registration (Yellow Slip) and non-EU residency pathways

    • Family reunification applications for spouses and dependents

    • Renewal of permits and ongoing compliance monitoring with immigration regulations

    • Representation before immigration authorities and liaison with relevant public bodies

  • We assist with the essential legal, financial, and administrative steps required to establish your new life abroad in full compliance with local regulations.

    Our services include:

    • Healthcare Access & Insurance: Advisory on registration with the national health system and coordination of compliant private medical insurance solutions tailored to retirees

    • Banking & Pension Transfers: Assistance with bank account opening in line with KYC/AML requirements and secure coordination of cross-border pension transfers and payments

    • Housing & Relocation Assistance: Advisory on property due diligence, tenancy agreements, purchase agreements and introductions to licensed real estate partners for compliant relocation support

    • Ongoing Support: Continuous advisory covering:
      Annual personal tax filings in Cyprus or Spain.
      Reporting obligations under CRS and FATCA.
      Compliance with pension taxation rules and double taxation treaties (DTTs).
      Legal monitoring of changes in residency, healthcare, and tax regulations affecting   retirees.

Want to know more?

Whether you're curious about our services or have specific questions regarding your relocation or company setup - we're here to help. Send us a message and one of our advisors will get back to you shortly. We can’t wait to hear from you!